Chesterfield, Town and Country and West St. Louis County real estate and homes for sale in Missouri - Barry and Diane Upchurch, REALTORS® Barry and Diane Upchurch REALTORS(r) for Chesterfield, Town and Country and West St. Louis County, Missouri real estate - NUMBER1EXPERTS™ Barry and Diane Upchurch NUMBER1EXPERTS(tm) for Chesterfield, Town and Country and West St. Louis County, Missouri real estate
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Barry and Diane Upchurch, REALTOR®, real estate agents and broker for Chesterfield, Town and Country and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Testimonials: Chesterfield, Town and Country and West St. Louis County Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
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Very professional. . .attention to detail. . .individual concerns addressed. . .great service. . .coordinated every aspect of the sale and purchase. I was very satisfied with your service!
 

Steve Cunningham, Ballwin

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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?

A 
With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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Barry and Diane Upchurch, REALTOR®, real estate agents and broker for Chesterfield, Town and Country and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry and Diane Upchurch
Barry Upchurch Realty

173 Long Rd. Suite 108
Chesterfield, MO, 63005
314-878-1900
636-530-7727
Fax 1: 636-530-7797
Fax 2: 314-878-1903
upchurch@NUMBER1EXPERT.com

“Exceptional Properties . . .Exceptional Service!” that’s what Diane and Barry Upchurch are all about! Discover the fastest growing real estate team in St. Louis County. We believe in providing guaranteed service with the highest level of integrity. Our vast experience, knowledge, proven results and attention to detail will ensure your satisfaction. Contact us today . . . we’ll make your dream home become a reality for you! Ranking in the top ½ % of Realtors in St. Louis, Barry and Diane have both earned the CRS (Certified Residential Specialist), ABR (Accredited Buyers Representative) and GRI (Graduate of the Realtors Institute) credentials. With over $150 million sold, we thank our past clients for the steady stream of referrals and repeat business.

ABR CRS Equal Housing GRI MLS REALTOR


Barry Upchurch Realty real estate and homes for sale in Chesterfield, Town and Country and West St. Louis County Missouri

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