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Top Real Estate Experts.Accredited Buyers Representatives and Certified Residential Specialists! Call us TODAY! 636-530-7727
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Barry and Diane Upchurch are some
of The Top Selling Real Estate Experts™
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TOP WEST COUNTY
MISSOURI REALTORS! Ranked in top 15 teams in St. Louis by
St. Louis Business Journal
Accredited Buyers Agents
Certified Residential Specialists
 The Good News About Today's Market...
That you'll never hear!
FACT: Approximately 30% of all U.S. Homes are free and clear and do not have a mortgage!
FACT: Of the 70% of households that do have a mortgage, 96.7% are not in foreclosure!
Welcome to the Most Comprehensive Real Estate Resource Center available for the Greater St. Louis, Missouri area. Here you can find great information on Chesterfield, Wildwood, Town and Country, Frontenac, Ladue, Des Peres, Creve Coeur, Ballwin and other communities in both West St. Louis County and St. Charles County.
Our website will assist you with extensive information about the HOME BUYING PROCESS and the HOME SELLING PROCESS, in addition to MORTGAGE and CREDIT information. Also, you will find helpful information in my MONTHLY NEWSLETTER.
We have experience in Residential Relocation, New Construction, Horse Farm/Properties, 1031 Like Kind Exchanges, Investment Properties and Commercial Properties. Our team has the diversification you need with the attention to detail and the experience to get the job done!
Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.
Need local real estate information? We've summarized much of what is important about the St. Louis real estate market in this site. As the top Real Estate Team in the area, we also have a wealth of information on the entire St. Louis area Real Estate market.
Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. Contact us and let us be your home buying encyclopedia! That's our job.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling real estate is one of the biggest events in your life.
As top St. Louis Realtors, we have the experience
and track record you are looking for.
Email us or call us ~ we’ll answer your questions right away!
Diane and Barry
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First Time Buyers >Finding A Loan
There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.
You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.
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What is a VA home loan?
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The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans. |
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- NUMBER1EXPERTS™ 
