Chesterfield, Town and Country and West St. Louis County real estate and homes for sale in Missouri - Barry and Diane Upchurch, REALTORS® Barry and Diane Upchurch REALTORS(r) for Chesterfield, Town and Country and West St. Louis County, Missouri real estate - NUMBER1EXPERTS™ Barry and Diane Upchurch NUMBER1EXPERTS(tm) for Chesterfield, Town and Country and West St. Louis County, Missouri real estate
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Barry and Diane Upchurch, REALTOR®, real estate agents and broker for Chesterfield, Town and Country and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
Top Real Estate Experts.Accredited Buyers Representatives and Certified Residential Specialists! Call us TODAY! 636-530-7727

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First Time Homebuyers: Chesterfield, Town and Country and West St. Louis County Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

Attention First Time Homebuyers, Ask about the $8,000 credit for first time homebuyers and how that can help you get into a home before the years end! You might be a bit afraid or intimidated by the whole process of buying your first home. As top Chesterfield, Town and Country and West St. Louis County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 


Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 


New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Short Sales >6. Who Pays My Agent When I Short Sell My Home?

Because a short sale usually comes about in a financially trying time, the standard realty fees can be a concern. But the homeowner need not worry about the financial strain of short selling his or her home.

When the lender agrees to the short sale, the real estate agent begins to market the home to potential buyers. At this point, the homeowner is only required to allow potential buyers view the home.

When the home is sold, the commissions are paid from the money the buyer places in escrow; therefore, because there is no equity in the house, the lender ultimately is the one paying the entire sales commission.

Since lenders are already losing money on the sale, it’s common for them to offer less than the average sales commission to the real estate agents involved.

See All Tips In The "Short Sales" Category >
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Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Barry and Diane Upchurch, REALTOR®, real estate agents and broker for Chesterfield, Town and Country and West St. Louis County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry and Diane Upchurch
Barry Upchurch Realty

173 Long Rd. Suite 108
Chesterfield, MO, 63005
314-878-1900
636-530-7727
Fax 1: 636-530-7797
Fax 2: 314-878-1903
upchurch@NUMBER1EXPERT.com

“Exceptional Properties . . .Exceptional Service!” that’s what Diane and Barry Upchurch are all about! Discover the fastest growing real estate team in St. Louis County. We believe in providing guaranteed service with the highest level of integrity. Our vast experience, knowledge, proven results and attention to detail will ensure your satisfaction. Contact us today . . . we’ll make your dream home become a reality for you! Ranking in the top ½ % of Realtors in St. Louis, Barry and Diane have both earned the CRS (Certified Residential Specialist), ABR (Accredited Buyers Representative) and GRI (Graduate of the Realtors Institute) credentials. With over $150 million sold, we thank our past clients for the steady stream of referrals and repeat business.

ABR CRS Equal Housing GRI MLS REALTOR


Barry Upchurch Realty real estate and homes for sale in Chesterfield, Town and Country and West St. Louis County Missouri

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